There is a single, unglamorous moment in almost every long-term investor's life that decides more about their final wealth than any stock pick any expense ratio and any clever tax move they will ever make. Almost nobody talks about it. It does not have a name in the personal finance canon. It does not show up in the retirement calculators And by the time most people feel it happening it has already happened.I call it the gravity flip.
It is the day your portfolio quietly grows so large that your...
